If you are struggling with daily tasks such as washing, dressing, cooking, or keeping your home safe, you can request a free care needs assessment from your local council.

A social care professional will discuss your needs and determine what support may help you, such as:

• Home care services
• Equipment or home adaptations
• Day services or community support
• Residential care options

You are entitled to an assessment regardless of income or savings.

Information provided by NHS and GOV.UK.

If someone regularly cares for you, they are entitled to a Carer's Assessment through the local authority.

This assessment looks at:

• The carer's wellbeing
• Support they may need
• Respite or practical assistance

Attendance Allowance is a tax-free benefit for people over State Pension age who need help because of illness or disability.

Weekly rates (2025–2026):

• £73.90 – if you need help during the day or night
• £110.40 – if you need help during both day and night

The money can be used for anything that helps you remain independent, such as:

• Paying for care services
• Transport
• Household help

Provided by the Department of Work and Pensions.

If you are under State Pension age and have a long-term illness, disability, or mental health condition, you may be eligible for Personal Independence Payment (PIP).

PIP helps with extra living costs such as:

• Mobility support
• Personal care needs
• Assistive equipment

The Winter Fuel Payment helps older people pay heating costs during winter.

Payments are typically:

• £200 per household
• £300 if someone in the household is over 80

Eligibility for winter 2025/26 includes:

• Born on or before 21 September 1959
• Living in England or Wales

The Warm Home Discount provides £150 off your electricity bill during winter.

It is usually applied automatically if you receive:

• Pension Credit
• Universal Credit
• Housing Benefit

If you have mobility issues or disabilities, you may qualify for a Blue Badge.

This allows you to:

• Park closer to shops and services
• Use disabled parking spaces
• Get parking concessions

Your local council may provide funding to make your home safer and easier to live in.

Examples include:

• Stair lifts
• Walk-in showers
• Ramps or widened doors
• Accessible bathrooms

If you are experiencing anxiety, depression, or emotional distress, help is available. You can access free mental health support through the NHS, including talking therapies.

Provided by NHS.

Citizens Advice provides free confidential advice on:

• Benefits
• Debt
• Housing
• Energy bills
• Disability rights

You may be eligible for a free or discounted TV licence if you:

• Are 75 or older and receive Pension Credit
• Are registered blind or severely sight impaired
• Live in certain supported housing

Local councils and charities offer services to reduce isolation and improve wellbeing, including:

• Community transport
• Social groups
• Lunch clubs
• Exercise classes
• Volunteering opportunities

These services can support physical health, mental wellbeing, and social connection.